(507) 437-6360

Routing number: 291973302

 Teen Account Solutions  
It is never to early to open an account and educate our kids to learn about financing. We are here to help them succeed in the future financially 

  • ​Dividend bearing account
  • No minimum balance requirement
  • No monthly maintenance fee
  • CheckCard (Debit Card)
  • Automated Teller Machines (ATMs) including surcharge-FREE ATMs
  • Overdraft Protection
  • Direct Deposit
  • Electronic ACH
  • Variety of draft (check) styles​
  • Unlimited check writing

Whether you’re searching for a share draft/checking account with no monthly fees or a dividend-bearing personal account, we have the options you need to manage your finances and reach your goals.


Plus, ask us about our membership options for small businesses! Including access to Draft/Checking accounts for your business.

Golden Checking Club
Members age 55 or better reap more perks with our Golden Club including:

  • All the great benefits of our Standard Draft Account
  • Free Check Orders
  • Free MCECU issued "teller" checks​
  • Free ATM access & fee waivers for non-network ATMs
  • No fee paper or eStatements

​Share Draft Accounts 
Enjoy a flexible account with
check writing and digital payments.​

  • ​Dividend bearing account
  • No minimum balance 
  • No monthly maintenance fee
  • Bill Pay
  • CheckCard (Debit Card)
  • Automated Teller Machines (ATMs) including surcharge-FREE ATMs
  • Overdraft Protection
  • Direct Deposit
  • Electronic ACH
  • Variety of draft (check) styles
  • ​Unlimited check writing

Share Draft Checking Accounts